Hello class, chapter one is about different types of laws and their classifications. It is also about ethics, integrity, and morality. I currently hold all four insurance license. When I renew my license, I will need to take a state ethics class. This is required by the State Insurance Administrator. Ethics should be part of every piece of business. Fair competition in business and political elections is part of the morality that I was raised in. I believe that as the share of wealth grows farther apart, more integrity and ethic problems will appear.