Chapter Five

Chapter five discusses the types of civil and criminal law violations and their punishments. Wire fraud, mail fraud, white collar, blue collar, tax evasion, money laundering, racketeering, and cyber fraud are all discussed in this chapter. We learn terminology as a misdemeanor or felony. We learn of our fifth amendment rights to a Miranda reading. Probable cause and a warrant which involve search and seizure are explained. It seems to me that the a prosecuting attorney has a tougher job than a defense attorney.
Insurance laws are also discussed. These  are mostly for insurance fraud. The insurance industry is also legally responsible for the consumer. Controlled business and separation of monies are two very important laws in the insurance industry. Controlled business is the selling of insurance to oneself, business or family. All money must be separated in the insurance business. Money from premiums must be separated from money paid to salespeople for commission.
a good way to remember penalties for crimes is for a class A misdemeanor 1 and 1--fine of up to $1,000 and/or up to one year in jail. For a class four felony 5 and 5--fine of up to $5,000 and/or up to five years in jail.
I do feel that cyber crime is the most dangerous to our society. With the banking and investments done mostly online, we are in danger of giving too much personal information to the wrong people. Stricter penalties should be placed on these crimes either to prevent them from happening or to keep these people in prison so that they don't do them again.